Conviction for young Limerick woman fooled by fake insurance

A woman was contacted by an insurance broker offering insurance from a company that has gone bust, a court has heard

Published 17th Jul 2026, 07:55 BST Limerick Courthouse on Mulgrave Street | Iconic A woman was contacted by an insurance broker offering insurance from a company that has gone bust, a court has heard Sign up to our Limerick Live newsletter Sign up Thank you for signing up! Did you know you can manage your profile, and explore all of the available newsletters from Limerick Live within your account.

A YOUNG woman who was duped into buying fraudulent insurance received a conviction when she was brought before Limerick District Court.

Eva Dzelze, 24, with an address at Cathedral Court, Ennis , county Clare, was detected driving without insurance at Newtown Mahon, Limerick on December 6, 2025.

Garda Thomas Stack said in garda evidence that he stopped Ms Dzelze when he was on patrol in the Irishtown area.

Garda Stack told the court: "In fairness, judge, she did believe she had insurance”.

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In a letter submitted to the court, Ms Dzelze explained that she had bought insurance online, which turned out to be fraudulent.

Solicitor Michael O’Donnell, representing the accused, told Judge Carroll that his client was contacted by an insurance broker, and monies were paid.

The court heard the insurance company that Ms Dzelze had previously been covered with had gone bust in 2022.

The broker still contacted Ms Dzelze and asked for payment for insurance, despite the company having gone out of business.

Mr O’Donnell said the situation “would beggar belief”, and that the young woman had been with the insurance company for years.

Ms Dzelze bought insurance the day after she was stopped by Garda Stack, the court heard.

Mr O’Donnell detailed that Ms Dzelze is a very quiet individual, and that she is reluctant to make a complaint to the gardaí about the insurance broker who sold her false insurance.

Judge Eamonn Caroll said: “I’m convicting, but I’m not going to disqualify her.”

The judge ordered Ms Dzelze to pay a €300 fine, and gave her three months to pay the penalty.